Insurance, Billing & Financing Options

The cost of treatment for mood and anxiety disorders varies depending on the unique recovery needs of the individual. In many cases, insurance will cover the cost—or a portion of the cost—of treatment mood and anxiety issues. Insight has a team of experienced experts dedicated strictly to benefits verification and liaising with insurance companies to ensure that patients and families are able to leverage the full extent of their insurance benefits. Upon initial contact with Insight, a specialist will be assigned to begin this process while the Clinical Assessment team performs the initial assessment. It is of premier importance that all parties understand financial obligations related to treatment in order to make an informed admission decision.

Insurance Options

Currently, Insight is an “in network” provider with the following insurance plans:


  • Blue Cross and Blue Shield of Illinois
  • Aetna
  • Cigna
  • ComPsych
  • Humana LifeSynch
  • MultiPlan National
  • Northwestern University student insurance
  • United/Optum
  • University of Chicago student insurance
  • University of Illinois student health insurance
  • Value Options

Round Rock, TX:

  • Aetna (effective 2/1/2017)
  • Blue Cross and Blue Shield of Texas (effective 2/1/2017)
  • Cigna
  • ComPsych

Insight does not participate in Medicare or Medicaid. Our billing specialists frequently negotiate with insurance companies to consider Insight as “in network” or a “preferred provider” as a single case agreement.

Financing Options

Financing through American HealthCare Lending can be a beneficial resource for patients and families that:

  • Don’t have healthcare insurance
  • Have healthcare insurance with no treatment benefits
  • Have high co-pays and deductibles
  • Have coverage but with a limited number of residential treatment days
  • Have coverage but insurance denies coverage before completion of the recommended course of treatment

American HealthCare Lending is a premier financing company in the behavioral health industry.  With over $5 Billion funded and over 300,000 applicants serviced through their lenders, this is a name and a program you can trust. Benefits of securing a loan from American HealthCare Lending include:

  • Immediate decisions for loans under $35,000
  • Term options out to 84 months (affordable monthly payments)
  • No collateral required
  • No prepayment penalties

If additional financial support is necessary to access treatment, click on the button below to apply for a loan. Application will not affect the applicant’s credit score, and applicants will receive an instant decision immediately following submission of the online application. For additional questions related to American HealthCare Financing or the financial obligations associated with behavioral health treatment, contact Insight’s Business Office at 303-825-8589 or